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Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Q	Where is the world's oldest castle located?
A	The castle at Gomdan, Yemon, dating from before A.D. 100, is considered the oldest castle; it originally had 20 stories.
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Air Assault Team, REALTOR®, real estate agent and broker for Ft. Campbell, KY, and Adams and Clarksville Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

Valerie Hunter-Kelly - Air Assault Team
Keller Williams Realty
Realtors For Life
2279B Wilma Rudolph Blvd.
Clarksville TN 37040
Cell:: 931-320-2100
Phone:: 931-245-7435
Fax: 866-526-8997
Valerie@ValerieHunterKelly.com
As a military spouse who has moved numerous times, I understand the stress of relocation. I specialize in military and corporate transfers and am licensed in Kentucky and Tennessee.

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